Investor relations
Products / AiFi Banking
FINANCIAL OPERATIONS / HYBRID BANKING + STRADACARTE

A clearer experience.
Across the financial journey.

Bring customer requests, institutional review and operating records into one banking experience. Connect to Hybrid Banking, with Stradacarte within eligible card and spending programs.

Discuss AiFi BankingExplore capabilities

The client, the institution and the next step—in context.

One financial workspace connecting separate providers01 / PARTICIPANTSClientsInstitutions 02 / WORKSPACEHybrid Banking AccountsSettlementCards
Hybrid Banking coordinates the customer experience. Accounts, settlement and card programs remain with their respective providers.
THE BUSINESS NEED

What changes
for your organization.

Who it serves

Financial institutions, fintech teams and business networks designing customer-facing financial services.

The problem

Clients and operating teams often repeat information across onboarding, service requests and approvals. Card programs add further provider and funding relationships.

The outcome

A coordinated client and institution journey, with defined financial providers, review controls and reconciliation responsibilities.

WHAT YOU RECEIVE

A defined engagement.
A useful operating result.

AiFi Banking connects technology with a practical implementation scope.

01

A customer journey

Map onboarding, consent, service requests and the information clients need at each step.

02

An institutional workflow

Give operating teams a defined review path, exception process and record of decisions.

03

An integration and record model

Agree which system owns each record and which provider executes each financial instruction.

04

An optional card-program scope

Define Stradacarte issuer, market, funding, spending and servicing requirements for the program.

BRING TO THE CONVERSATION
  • Customer and service requirements
  • Core and provider responsibilities
  • Markets, eligibility and program scope
DEFINE TOGETHER
  • Client and institution workflow design
  • Scoped integration and data responsibilities
  • A provider and program activation plan
HOW AN ENGAGEMENT STARTS

One request.
Three connected perspectives.

A client prepares a payment request. The institution sees the same instruction alongside the information needed for review. The operating record follows the request through the decision and the returned result. The public banking demonstration uses fictional records to explain these perspectives.

Availability & scope

The public Hybrid Banking experience includes demonstrations and non-value Testnet workflows. Financial accounts, multi-currency services and cards require the relevant provider agreements, eligibility and activation.

  1. 01

    Define the service

    Name the customer group, markets and financial experience the program should deliver.

  2. 02

    Agree the participants

    Establish institution, provider, issuer and customer eligibility requirements.

  3. 03

    Connect the operating journey

    Scope the client experience, institutional review and interfaces with the core and providers.

  4. 04

    Validate the handoffs

    Review approvals, exceptions and reconciliation before activating the agreed services.

A CLOSER LOOK

The client and institution.
One instruction in context.

APPLICATION VIEWAiFi Banking
Published Hybrid Banking client-payment demonstration with fictional beneficiary, amount and review controls.
Published Hybrid Banking demonstration · Fictional financial recordsView source
See the institution’s review
APPLICATION VIEWAiFi Banking
Published Hybrid Banking institutional payment-review demonstration with fictional supplier, amount and approval controls.
Institutional review demonstration · Fictional financial recordsView source
  1. 01

    A prepared request

    Beneficiary, purpose and exact details together.

  2. 02

    An explicit review

    The responsible person or institution decides.

  3. 03

    An operating record

    Keep the instruction, decision and outcome connected.

These published application screens use fictional financial records. Take the banking tour

COMMERCIAL MODEL

Define the engagement.

Structure the engagement around the customer journey, participating institutions and the markets each provider supports.

01

Program design

Customer
Businesses, fintechs and institutions
Service scope
Define the onboarding journey, service scope and provider responsibilities.
02

Service integration

Customer
Platforms connecting to Hybrid Banking
Service scope
Scope account, funding and reconciliation connections with participating financial providers.
03

Card programs

Customer
Eligible program sponsors
Service scope
Agree Stradacarte issuer, funding, support and spending requirements separately from the core banking integration.
Scope, pricing and responsibilities are agreed for each engagement. These service categories are not a statement of current revenue. Financial services and card programs remain subject to provider agreements, supported markets and eligibility.
Discuss your requirements
PRODUCT CONNECTIONS

What connects.
Who is responsible.

A practical integration identifies the information, service and operating responsibility at each handoff.

Hybrid Banking

The client and institutional application suite supporting the operating experience.

Explore connection

AiFi Hybrid

Payment, liquidity and settlement connectivity around the approved instruction.

Explore connection
Understand the foundationRead the product field guide
CONNECT WITH AIFI

What will
you connect next?

Tell us what you want to build. We’ll help define the products, participants and next steps.

Start a conversationInvestor information