Who it’s for
For wallets, digital-asset platforms and fintech businesses evaluating an eligible card or payment program for their customers.
Stradacarte / Within AiFi Banking
Cards and spending, within banking.
Connect eligible digital value with card programs and everyday spending as part of AiFi Banking. Start with the issuer, customer and market requirements of the program.
Integrated card & spending component
StradacarteHOW IT CONNECTS
Program designFundingSpending
THE PRODUCT AT A GLANCE
A clear role in your business.
The business need
Value held in a digital environment may need an appropriate conversion, funding and program connection before it can support everyday spending.
The outcome
A relevant spending program can connect eligible digital value with card and merchant payment experiences, subject to the program’s operating requirements.
CAPABILITIES
What you can do.
A focused set of capabilities, connected around your business requirements.
Card and payment programs
Issuance, funding, market coverage and customer eligibility depend on the selected program and its independent providers.
Digital-value connectivity
Supported assets, conversion, liquidity and settlement arrangements must be confirmed before a program is offered.
Customer engagement
Program design and supported spending experiences depend on the implementation; the card artwork is a concept illustration.
Card issuance, funding and spending depend on issuer and program agreements, supported markets and customer eligibility.
HOW IT WORKS
From digital value to an eligible spending program
A fintech evaluates a card program for eligible customers. It identifies its issuing and program partners, supported funding route, conversion needs and markets. Where supported, Hybrid connects relevant financial services so eligible value can reach the program.
Financial amounts and transaction examples are illustrative.
- 01
Define the program
Identify the customer, intended services and supported markets.
- 02
Confirm eligibility
Agree provider, issuer, institutional review and program requirements.
- 03
Connect the journey
Scope onboarding, funding and card or spending integrations.
- 04
Keep the record
Define approvals, controls and reconciliation responsibilities.
COMMERCIAL MODEL
Define the engagement.
Define an eligible card program with explicit issuer, funding and operating responsibilities.
Program setup
- Customer
- Eligible businesses and program sponsors
- Service scope
- Agree the intended customers, markets, card features and issuer requirements.
Funding integration
- Customer
- Program and financial operations teams
- Service scope
- Define supported funding routes, approval controls and reconciliation records.
Program operation
- Customer
- Sponsors and participating providers
- Service scope
- Agree servicing, spending controls, support and applicable program charges.
Scope, pricing and responsibilities are agreed for each engagement. These service categories are not a statement of current revenue. Financial services and card programs remain subject to provider agreements, supported markets and eligibility.
Discuss your requirementsONE PRODUCT FAMILY
Connected roles. Clear responsibilities.
Stradacarte sits within AiFi Banking. Cards are optional; every financial workflow does not require a spending program.
CONNECT WITH AIFI
What will
you connect next?
Tell us what you want to build. We’ll help define the products, participants and next steps.